Class Action Notice

Bezek, et al., v. First Mariner Bank, Civil Action No.: 1:17-cv-02902-SAG, pending in the U.S. District Court for the District of Maryland (the “Lawsuit”)

If you were a borrower or co-borrower on a residential mortgage loan originated or brokered by First Mariner Bank for which Genuine Title provided a settlement service, as identified in Section 1100 on the HUD-1, between January 1, 2009 and December 31, 2014, and whose HUD-1 reflects the payment of title, abstract, search and/or examination services exceeding the 80th percentile cost in their state according to the then-applicable Wells Fargo Chart.

Your Legal Rights and Options in this Class Action
IF YOU WISH TO REMAIN A CLASS MEMBER If you want to remain a member of the Class, you are not required to do anything at this time. By remaining a Class member, your claims against First Mariner for monetary relief arising from First Mariner’s conduct as alleged by the Plaintiffs will be determined in this case and cannot be presented in any other lawsuit. This relief sought is three times the amount by which your charges for title, abstract, search and/or examination services exceeded the applicable Wells Fargo 80th percentile cost in your State. A copy of the applicable Wells Fargo Chart may be viewed at the website identified in the “Additional Information” Section of this Notice.
IF YOU WISH TO BE EXCLUDED FROM THE CLASS, YOU MUST MAIL A REQUEST FOR EXCLUSION NO LATER THAN MARCH 23, 2024 If you want to be excluded from the Class, you must complete an Exclusion Request and return it to: Notice Administrator, First Mariner – Genuine Title Class Action Litigation, The Casey Group Ltd, PO Box 201, Lightfoot, VA 23090-0201, by mail no later than March 23, 2024. By making this election to be excluded, (a) You will not share in any recovery that might be paid to Class members as a result of trial or settlement of this lawsuit; (b) You will not be bound by any decision in this lawsuit favorable to First Mariner; and (c). You may present any claims you have against First Mariner by filing your own lawsuit, or you may seek to intervene in this lawsuit.